Your savings federally insured to at least
$250,000 and backed by the full faith
and 
Need help? Call us at 800.662.2772
Given the choice between getting a tax break now or in the years to come, most would grab it today.
But grabbing the golden ring today means you might miss one of the best savings opportunities the Roth IRA offers.
Unlike a Traditional IRA, a Roth IRA does not offer tax-deductible contributions. Instead, you make Roth IRA contributions with after-tax dollars. Where’s the payoff? Qualified withdrawals are tax-free, including your earnings.
MCU Offers Investment Options
You choose how you want to invest your IRA dollars:
- Lock-in a dividend rate with a Regular, Loyalty or Jumbo Savings Certificate from 90-days to 5-years.
- If you like the convenience of making regular deposits to your account, we offer a Variable Rate Dividend Rate Savings Plan that you can open with as little as a $1. You can even set up automatic transfers weekly or monthly from your checking or payroll direct deposit.
Call MCU to Get Your IRA Started: 800-662-2772 or complete our secure online request form.
Your Retirement Funds Are Safe
IRA accounts are insured separately from your other MCU accounts, up to $250,000 by the NCUA, a US government agency.
