With an Individual Retirement Account (IRA) from MCU, you’ll wake up to the
retirement of your dreams.
Traditional IRAs let you save tax free until retirement, and contributions may be tax deductible.
MCU Offers Investment Options
You choose how you want to invest your IRA dollars:
- Lock-in a dividend rate with a Regular, Loyalty or Jumbo Savings Certificate from 90-days to 5-years.
- If you like the convenience of making regular deposits to your account, we offer a Variable Rate Dividend Rate Savings Plan that you can open with as little as a $1. You can even set up automatic transfers weekly or monthly from your checking or payroll direct deposit.
Call MCU to Get Your IRA Started: 800-662-2772 or complete our secure online request form.
Your Retirement Funds Are Safe
IRA accounts are insured separately from your other MCU accounts, up to $250,000 by the NCUA, a US government agency.

