Online Banking – just another reason to love your computer

You use it to IM your friends, do your homework, and download music. Your PC can help you with one more task – keeping tabs on your cash.

Online banking lets you hook up to your account directly from your credit union or bank’s website. Online banking lets you accomplish many transactions you used to have to stand in line to do, like transfer money from savings to checking, or check your balance before you go to the mall.

Online banking will even let you pay your bills! You still have to come up with the funds of course, but instead of writing out a checking, licking a stamp, and running to the post office, you can simply designate the company you want to pay, the amount, and “click,” you’re done!

The best part about online banking – it’s open 24 hours a day – - so you won’t have to fit in a trip to the bank between algebra and soccer practice.

You can usually set up access right at your financial institution’s website. But before you do, here are a few things you need to ask:

• Is there a fee to bank online?
• Is there a fee to pay bills online?
• What kind of security measures are in place (read the privacy policy)?

Get updates – when you want them

Many financial institutions have taken online banking to the next level with email alerts. You can receive alerts directly to your email or wireless about the status of your balance or account activity. You select what you want to be notified about – maybe you’d like a text message when your checking balance dips below $100, or maybe an email to remind you your loan payment is due.

So you can see online banking offers a simple and easy way to manage your accounts. When your shopping for a checking account, it’s a good idea to see what type of online banking services are included.

Try our Online Banking demo today.

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